Personal Insurance

Eugene Insurance

  • Auto Insurance
  • Homeowner's Insurance
  • Health Insurance
  • Life Insurance
  • Long Term Care Insurance
  • Boat Insurance
  • Renters Insurance
  • Condominum Insurance
  • Motorcycle Insurance
  • Earthquake Insurance
  • Flood Insurance
  • Valuable Articles Floater

 

Eugene Auto Insurance

American Insurance Agency wants to be your first choice for Eugene Car Insurance. We represent over 200 different insurance companies, this gives us the unique opportunity to shop around and really find a policy that works best for you and your needs.
From work trucks to classic cars, minivans to convertibles; we can provide an insurance policy that will protect your automobile(s). Our goal is to make sure that your auto insurance policy fits your exact needs.

Auto Insurance Policies Include:

  • Liability - Insurance for property harm and damage to others caused by you while operating your vehicle.
  • Medical - Coverage for the driver and all passengers of the insured vehicle in the event that bodily harm is caused during an accident.
  • Comprehensive - Protects YOUR vehicle from damages caused by something other than a vehicle accident.
  • Collision – Protects the policy holder from incurring losses during a collision with another motor vehicle.

We can design a custom policy to cover specific vehicle needs like: high performance cars, classic cars, antique automobiles and more.
Remember that we represent over 200 different insurance companies, so we can find the best  Eugene automobile insurance to suit your needs.

Eugene Home Owners Insurance

At American Insurance Agency, we know that not everyone’s needs are the same, which is why we offer to custom build a Homeowners Insurance policy for you.
Your Homeowners Insurance Policy helps protect you from disasters, such as fire, theft, and major disasters.  
Homeowners Insurance is a package policy. This means it will cover your home and property from liability or legal responsibility from any injuries that occur on your property as well as damage to your property.
Most disasters are covered, but there are exceptions. The most significant is damage caused by floods, earthquakes and poor maintenance. You must buy separate policies for earthquake and flood damage coverage. Maintenance-related problems are not covered in a Homeowner Policy.

Why do you need Homeowner’s Insurance Policy?
It is really all about protecting yourself financially, your home is one of your largest investments. If something unexpected happens to your home or possessions your policy has you covered.
Here are few things to discuss with your agent that may influence your decisions.

Are there discounts are available? (Ask about multiple policy discounts, alarm system and fire superstition discounts.)
What will your financial responsibility be to fix your house or replace your belongings if they are damaged or destroyed? (Ask your agent about keeping an itemized list of your personal belongings.)

Eugene Boat Insurance

You and your boat deserve great coverage. When you get a boat insurance policy at American Insurance Agency, we provide the best marine insurance available.
As watercraft insurance providers, we work closely with a handful of top rated boat insurance carriers to ensure you get the most comprehensive boat insurance coverage. We can provide insurance for Jet Skis to commercial barges, as well as for towing your boat to the lake or for setting for sail around the world.   American Insurances Agencies will have you covered.

Eugene Life Insurance

Do you know which kind of Life Insurance is right for you? At American Insurance Agency we can help you determine which one is right for you. We have team of experts that understand the Life Insurance market and can get you into the right plan designed for your specific needs.
Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • This type of policy has no cash value.
  • Rates can change after the terms expire.
  • Higher benefit amounts for lower payments

Whole Life Insurance Basics:

  • This is a permanent policy and is not for a specific period of time.
  • This policy covers you for your entire life, thus the term “Whole Life”
  • This can have a cash value.
  • Cost more than a term policy but with the cash value option it has a far greater return in the long run.